A policy dialogue on financing Nigeria’s student loan scheme, student loan recovery, and financial sustainability.
Independent academic guidance for our higher education research and policy work.
This policy brief evaluates NELFUND across four dimensions, access, recovery, financing, and governance against the 2024 Act itself. It also examines evidence from NELFUND’s record, compares the scheme with five international systems, and outlines what Nigeria must do to make it genuinely self-sustaining rather than a fourth failed attempt.
Share your admissions experience and help shape Nigeria’s higher education policy.
Five Evidence-Based Recommendations to the Joint Admissions and Matriculation Board for the 2027 UTME Cycle
iRead To Live Initiative is a higher education policy think-tank founded in 2012. Originally established to promote educational access for underserved communities, the organization has undergone a deliberate repositioning as a dedicated research institution focused on the student-facing dimensions of Nigeria’s higher education crisis.
A record of selected higher education policy developments in Nigeria, each linked to its primary source.
Policy briefs, event recordings, news, commentary, working papers, and annual reports — independently produced and published open access.
The people behind iRead To Live Initiative’s research and governance.
